Insurance Accepted at Tri Modern Health — Hoffman Estates, IL

Dr. Hector Martinez, DC is in-network with Medicare, Aetna, and Blue Cross/Blue Shield. Self-pay options available. Call (847) 884-8488 to verify your plan before your first visit.

Accepted insurance

Dr. Martinez Is In-Network With:

  • Medicare
  • Aetna
  • Blue Cross/Blue Shield (BCBS)

Coverage varies by individual plan. Please call (847) 884-8488 to verify your specific plan and learn about your deductible, copay, and covered services before your first visit.

Additional insurance plans may be accepted. Call us — we're happy to check for you.

Payment options

Self-Pay & Payment Options

Don't have chiropractic or acupuncture coverage? We offer self-pay rates for patients paying out of pocket. Our goal is to make care accessible to everyone in the Hoffman Estates and Schaumburg community.

We accept:

  • Cash
  • Credit cards (Visa, Mastercard, Discover, AmEx)
  • Health Savings Accounts (HSA)
  • Flexible Spending Accounts (FSA)

(847) 884-8488 — Call to Verify

What's typically covered

Chiropractic & Acupuncture Insurance Coverage

Chiropractic Adjustments

Most major insurance plans — including Medicare, Aetna, and BCBS — cover medically necessary chiropractic adjustments for the treatment of spinal conditions. Annual visit limits and deductibles vary by plan.

Acupuncture

Acupuncture coverage has expanded significantly in recent years. Many Aetna and BCBS plans now cover acupuncture for chronic pain, headaches, and other conditions. Some Medicare Advantage plans also include acupuncture benefits. Coverage and limits vary widely — call to verify.

Physical Therapy & Corrective Exercise

Rehabilitative services including corrective exercise and physical therapy may be covered as part of your chiropractic benefit or as a separate PT benefit. Check with our office to understand what your plan covers.

Prenatal Chiropractic

Prenatal chiropractic care is covered under the chiropractic benefit for most plans that include chiropractic coverage. If you're pregnant and want to know whether your plan covers Webster Technique care, call us at (847) 884-8488.

Workers' Compensation

If you've been injured at work, your treatment at Tri Modern Health may be covered by your employer's workers' compensation insurance. Call us to discuss your situation — we can help navigate the process.

Auto Accident Injuries

Chiropractic care for injuries sustained in an auto accident is often covered through personal injury protection (PIP) or the at-fault driver's liability insurance. Contact our office to learn more.

Before your first visit

How to Verify Your Insurance

The easiest way to verify your insurance is to call our office at (847) 884-8488 before your first visit. Have your insurance card ready. Our team will contact your insurer to verify your benefits and let you know:

We're committed to making this process as easy as possible. If you have questions about cost or coverage, just ask — we'll work with you to find the best option.

Contact Us to Verify Insurance
Insurance questions

Insurance FAQ

Does Tri Modern Health accept Medicare?

Yes. Tri Modern Health is in-network with Medicare for chiropractic care. Medicare covers medically necessary chiropractic adjustments for the correction of spinal subluxations. Call (847) 884-8488 to verify your specific Medicare plan and coverage details.

Does Tri Modern Health accept Aetna?

Yes. Tri Modern Health accepts Aetna insurance for chiropractic care. Call (847) 884-8488 to verify that your specific Aetna plan is accepted and to learn about your coverage, deductible, and copay requirements.

Does Tri Modern Health accept Blue Cross Blue Shield?

Yes. Tri Modern Health accepts Blue Cross Blue Shield (BCBS) for chiropractic care. Coverage varies by plan. Call (847) 884-8488 before your first visit to verify your specific plan and benefits.

Does insurance cover acupuncture?

Coverage for acupuncture varies by plan. Some Medicare Advantage, Aetna, and BCBS plans cover acupuncture for medically necessary conditions. Call (847) 884-8488 to check whether your specific plan covers acupuncture at Tri Modern Health.

What if I don't have insurance for chiropractic?

Tri Modern Health offers self-pay options for patients without chiropractic insurance coverage. Call (847) 884-8488 to discuss rates and payment options. We accept HSA and FSA cards as well as all major credit cards.

Questions about your coverage?

Call us and we'll verify your insurance before your first visit. No cost, no hassle.